About Blog Physician, Passive Income Enthusiast, Blogger dedicated to helping others achieve financial freedom through multiple income streams. This blog will serve as a personal documentation of my journey to find ways to achieve passive income, which will ultimately allow me to spend more time with loved ones. Follow this blog as I share my ideas on financial freedom through passive income.
However, depending on the policy, an individual receiving residual, rather than total, disability benefits may receive a reduced benefit or no benefit at all if her monthly income exceeds a certain percentage of pre-disability income. In some policies, in order to qualify for residual disability benefits you must first qualify for a period of total disability. You can purchase a stand-alone residual policy, known as an income replacement policy, or a total disability policy with residual coverage as a rider. The income replacement policy is generally less expensive than the total disability policy.

However, you should pick a niche and blog about that. If you're launching a money related blog, maybe it'll be about how to make money in real estate or simply how to make money online. Pick the niche and stick to it. If it's a diet and fitness related blog, maybe the niche is the Ketogenic diet, the Atkins diet or some other form of diet or fitness.


About Blog The College Investor helps millennials get out of student loan debt to start investing, building passive income, and wealth for the future. Today, it's the go to resource for millennials looking for information about how to get out of student loan debt and start investing in their future. Follow this blog to get tips on Millennial Personal Finance and Investing.
In the blogging world it’s common to hear other bloggers talking about ways to make income. One of those ways is by using affiliate links. An affiliate link is a link with a tracking code; when a person clicks on that link and buys the product you get a commission on that purchase. Affiliate links are a great way to make passive income (see how much I make with affiliate income per month.)

The VA generally recommends a debt-to-income (DTI) ratio of no greater than 41% with your mortgage payment included. It’s not a line in the sand, for reasons we’ll get into below, but it’s important to keep an eye on it. DTI is a comparison of your monthly debt payments to your monthly income. It includes any monthly credit card payments, car payments, student loans, personal loans and mortgage.
As for Mr. Tako’s idea of hiring writers above, it’s not bad. However, in my experience it isn’t great either. Managing writers can be as much work as managing the other aspects of the blog. They come and go and I found myself spending more of my time on tasks that I didn’t enjoy (hiring and interviewing). I also felt like I didn’t have the same connection with my readers.
Speaking of audience, there’s a lot more I can do here. I can create an email list for buyers to join, and I can also publish other books and attempt to cross sell. I decided not to because I don’t want to do more in the college admissions business. The best resources are free and I’ve routinely turned down offers for college consulting or essay review because I don’t think I’ll be adding much value there.
Once people find success, what commonly happens is they don’t believe that they deserve it or they believe it was accidental, and that’s crept into my head a few times. It’s a very debilitating thing. You start to doubt and you stop working and you stop believing in yourself and you stop putting as much effort in. But I also have a great group of friends who help me with those feelings, and just realizing how many people’s lives I’ve touched and all the notes I get help. That’s why I have that large 5’x5’ space on my wall with notes on it saying “Thanks, Pat,” “Thanks, Pat.” I have a folder in my inbox just for testimonials of what I’ve done — it helps me remember that I’m actually making a difference, and it’s not accidental, this success.
As we know, Amazon has invested (and still is investing) heavily in the navigation / recommendation functionality of their shopping platform: there is not only Advanced search and faceted filtering, but also features like “Frequently bought together”, “Customers Who Bought This Item Also Bought”, “What Other Items Do Customers Buy After Viewing This Item?”, categories/tags, new releases, best sellers, various public wishlists, registries…
Other policies define "total disability" as the inability to perform the duties of any occupation. Such a definition is narrower than the definition found in an own occupation policy. Under this definition, you must be unable to work in any occupation, not just your own particular occupation. However, these policies typically define "disability" in terms of your ability to engage in any gainful occupation for which you are reasonably suited based on your education, work experience, and other factors.
On the admin side, you can tackle everything like grading and reporting and it includes theme and shortcode support. If you require more features, CoursePress Pro is the way to go. It allows you to create an unlimited number of courses, supports 12 payment gateways, and includes all sorts of bonuses like course teasers, automated and manual assessments, free courses, media integration, live chat, and more.
Writing an e-book is very popular among bloggers, as many have noted that “it's just a bunch of blog posts put together!” You will not only have to make an investment of time and energy to create the e-book, but market it correctly. However, if marketed correctly (through blogging affiliates in your niche, for example), you could have residual sales that last a very long time.
Another option for managing ads on your site is called Ad Injection. This plugin allows you to insert any ad from any service like AdSense, Clickbank, Amazon Associates, and more into your site’s posts and pages with just a few clicks. You have a say over how many ads appear in your posts based on their length. You can even customize your ad’s viewers by customizing by visitor referrer, IP address, and the post’s age.
Thanks for the great post. I have been working really hard at understanding Blogging in nature and I really hope to monetize as I go. I am also really excited about my wife starting out. Which reminds me. I could really use someone that can design WordPress Templates for her blog. Anyways… we are seriously going to have a close look at Blog Master Mind. Thanks again!
Fundrise – With a minimum investment of just $500, investors of all types can make crowd-funded real estate investments through Fundrise. This means you get the benefits of being a landlord without actually having to deal with owning or managing the properties yourself. Even though we own 2 rental properties, we recently began investing in Fundrise ourselves. We love it because there is no “accredited investor” requirement, making it far more accessible for the average person than the other two options below. Follow the link above to learn more, or read our full review here.

Bryan added: "If you make your choices based on, not 'how can I get money for free?' but on, 'What challenge can I put in front of my face that's going to have me step up to be the kind of person I'd rather be?' you're going to start to forget about wanting passive income, and you're going to start to focus on what purpose you truly want to create the world."
Now I’ve been using Swagbucks for a while and have found the money works out to just under $2 an hour so this isn’t something that’s going to make you rich. You’d have to work 2,500 hours to make $5,000 so that’s about three and a half months, non-stop. The thing with Swagbucks though is you can do it when you’re doing something else so I flip through surveys and other stuff while I’m cooking dinner or flipping channels.

Fundrise – With a minimum investment of just $500, investors of all types can make crowd-funded real estate investments through Fundrise. This means you get the benefits of being a landlord without actually having to deal with owning or managing the properties yourself. Even though we own 2 rental properties, we recently began investing in Fundrise ourselves. We love it because there is no “accredited investor” requirement, making it far more accessible for the average person than the other two options below. Follow the link above to learn more, or read our full review here.
The clarified order then divided Brad’s commissions into three separate categories. The first category represented the specific members and brokers that made up Brad and Karen’s downline as of their date of divorce. The second represented those new members and brokers that Brad had earned on his own after the date of divorce. The third consisted of new members and brokers that were earned by the brokers within the first category after the date of divorce.

When you are working you have a fixed amount of time that you can possibly work. You can only work so many hours in a day, so many days a week and for only so many years. It is during that time that people have to pay for their most expensive things in life; homes, children and then save for retirement. Add in a debt load that cannot be paid down with the current income being generated and no additional time to work, it becomes a cycle that has no end.
If Uber was a thing in my country I would do this every day as you can earn enormous amounts of money just by driving other people to work and back home, while doing the same thing for yourself. This can turn out to be a fun experiment as it will bring you money, and you will have people in your car keeping you accompanied on your way to work and back home. It’s like a school bus, but better!
Another benefit of investing in rental properties is the loan pay down. If you obtain a loan to buy the property, each month your tenants are paying off part of the loan. Once the mortgage on the property has been paid off, your cash flow will increase dramatically, allowing your mediocre investment to skyrocket into a full-fledged retirement program.
You can control how many links appear in each post or page, how they look using CSS, and you can even custom select what products get linked to. The premium version adds on even more features like click reports, a bulk keyword editor, site wide keyword selection, link redirection customization, and more. The premium version ranges in price from $27 to $97.
Personality -- Personality's great if your intention is to build a community around your blog. But newsflash: that's not the "right" way to blog (nothing is), nor is it the only option. My small business blog went from $0 - $2000 per month in just a few months, and it was pretty much devoid of personality. There aren't many comments there. I've never made an effort to change that. The posts are simple new and how-to posts. They're not opinions in most cases. There aren't many reviews. I never blogged there to build conversations. I blogged there to earn from my writing. And I have. On the other hand, my PR blog also monetizes rather well. That blog completely revolves around my no-bullshit personality when confronting PR and social media issues. On the other hand, AFW has personality injected, but is also more instructional than NakedPR is -- it falls somewhere in the middle. No method has really proved better than the others overall. It's all about knowing what the niche audience really wants (community vs news vs instructional content or some mix). Sometimes you'll guess wrong.

My advice for beginners – especially beginner bloggers with new sites – focus on your site content and traffic for a while, then add your Amazon links once you have a little traffic. So many beginners focus on making money from their links and sacrifice their content building in the process. Without good content and traffic you won’t make much anyways.

With that though, if we work smarter and not hard we can reap the benefits of someone else’s hard work and buy an already built online business that is earning passive income. Which is what I started to do and it worked for me. Sure I had to research and learn how to buy an online business and there is a slight bit of maintenance needed for each site but it too can be outsourced. Meaning if you really want to you can earn passive income and sit back on the beach. Actually right now as I type I am in Mexico, by the beach and surfing everyday. I don’t tell you this to brag, I tell you all this because you are right. Building a business, any business is hard! Buying one isn’t super easy either, but you can do it and you can earn passive income with very little work, you just need to work smarter and not hard.


I would not have read this post now if I could’ve slept. I’m glad I read it though because I have heard how easy and fast you can make “passive” income and not have to work many times. I am not one to spend on a lot of programs but I am finally realizing how much work is involved in getting to a point where you only work a few hours a week and make a good living.
So below is a list of my favorite books with a small description of each. I hope to have full-length reviews of each of these on my site soon. I also added a little section – a “to-read” list of books that have been highly recommended by others and I plan to read in the next few months. Feel free to add some suggestions down in the comments as well.
About Blog Hey, what's going on my name is Jon Webber. My goal is to help people create a life of freedom by building a lifestyle business fueled by passive income. If your goal is to ditch the 9 to 5 or just have a side hustle, PassiveIncomeAssignment.com is for you. http://www.pThe Passive Income Assignment Blog - How To Make Passive Income Online And Live The Internet Lifestyle — Passive Income Assignment
I generate all of my online income through advertising and that’s passive. As long as the traffic is stable, the blog should continue to generate income. The real test will come in a few years when we take a year off from retirement to travel around the world. (It’s going to be hard work to “road school” our kid.) I plan to post twice per week, one post about travel and one refresh/rework of an older article. One year is a long time and I’m not sure how traffic will be affected by this change. I guess we’ll see what happens.

Similar to selling advertising, the goal is usually to rank for competitive search terms, but instead of selling advertising, you endorse different products your audience might be interested in, and whenever someone you refer buys, you get a commission. It’s kind of like the next generation of Amway, except instead of referring your friends and family to buy the products, you refer strangers who visit your website.
You can publish a book in two forms: paperback and e-book. E-books are much easier to get published, and they’re wildly popular these days. They’re also convenient for the reader. After writing an e-book, all you have to do is set up an account on a seller, like Amazon or Nookpress, and start promoting your book! Here is a simple guide on getting your e-book published. As I mentioned before, if you already have an audience, such as on a website, that’s the best place to promote your e-book. This article will also explain how to set up a website.

Investing in coins and collectibles: Buffalo nickels and Spiderman comic books are good examples of coins and collectibles that can rise in value, and thus offer opportunity for passive income investors. You'll need to get up to speed on the value of any coin or collectible under consideration, but once you do so, you're on the way to price appreciation on a commodity you'll be paying a lower price to buy, and will garner a higher price when you sell.

You need to decide which machines you want to run, get the necessary licenses to operate them (you're selling items so you need to get sales licenses and whatnot from your state), buy the machines and a truck for the items in the machines, find a supplier of the products, and then finally you can secure locations. Finally, you need to service them periodically or hire someone to service them.

3. You’ve got to be available to your readership once you’ve created it; there’s truly no such thing as the completely “passive” income that Jon says most people are hoping for. My wife and I each do 20-25 hours per week of “free” technical support to our clients; it’s included in the information packages they purchase from us (which are the best in the biz because we spent 9 years developing and refining them). Nobody else in the biz does what we do BECAUSE IT’S TOO MUCH WORK!

Disability insurance provides benefits to policyholders, who are injured or unable to work because of health issues. Policies provide a base benefit, which is the monthly amount of income that the policyholder will receive if he or she is unable to work. In order to receive the benefit, the policyholder has to demonstrate that he or she cannot work at all. The benefit may prove ineffectual if the policyholder goes back to work. A residual benefit allows the policyholder to receive some of the disability benefit, once they get back into the workforce – even if only part-time.
If you're looking to get started in real estate, look at a crowd funding solution like RealtyMogul. It works similar to LendingClub - you commit as little as $5,000 towards a property. When the property is fully funded, you become an owner, and will receive your share of the earnings and appreciation in the property.  Check out RealtyMogul to learn more. 

This might be a weird one, but signing up for Uber (if it is available in your country) can be an amazing way to generate income by doing what you already do on a daily basis. If you drive a car and you have one you use every day, then picking up people that are along your way that give you cash for dropping them off somewhere nearby is, well, unheard of.
Insurance agents, authors, credit card processing professionals, multilevel marketing participants and actors are good examples of people who often receive monthly, quarterly, semiannual or annual residual income. For example, your job is to sell credit card processing services to retail merchants. A merchant signs a card-processing contract with your company. First, you will receive active income for making the sale. Every month thereafter, as long as the merchant stays with your company, you receive monthly residual payments based on the merchant's credit card sales volume. The more merchants you have, the higher your monthly residual income.

Use affiliate links every time you can and not just for the obvious stuff but for everything you mention that can be found on Amazon. Have a recipe that uses salt? Link to that (see this example). You can link to the actual name of the product or use type: “I like to use this salt” so people actually click on the link to see what it is. I wouldn’t use this method on all links but I do use it especially when I’m listing several items.
In the blogging world it’s common to hear other bloggers talking about ways to make income. One of those ways is by using affiliate links. An affiliate link is a link with a tracking code; when a person clicks on that link and buys the product you get a commission on that purchase. Affiliate links are a great way to make passive income (see how much I make with affiliate income per month.)
The Total Money Makeover – Great book on getting your debt under control. When the average American has nearly $10,000 in credit card debt, his message is extremely relevant. While I don’t agree with everything he says, it did make me way more conscious about the power of not having any debt. After reading this, I ended up buying my next car in all cash. Read my full review here.
While it’s possible to qualify with a DTI ratio that’s more than 41%, you must exceed the regional residual income requirement by at least 20%. So, if you have a family of four and you live in Michigan, your regional residual requirement is $1,003. If your DTI ratio is 43%, you now must have a residual income of $1,203 to be approved for a VA loan.
Rich Dad Poor Dad – This is the book that launched thousands of real estate investing careers and is still one of the most famous real estate investing books of all time. There is lots of debate whether it’s a true story, but nevertheless, the concepts in it blew my mind when I first read it. It really speaks to the importance and value of not trading time for money. Here’s my full review.
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