I launched that in October of 2008, and that very first month I sold that book for $19.99. I sold it in a way where people could come to the site, purchase it and, immediately after, the book, which was simply a pdf file I had written, was directly digitally delivered through an email to them. And as a result of that payment, it was just money into my Paypal account. That first month, I made $7,008.55. That was just life-changing for me.
The Automatic Millionaire – I randomly found it in a used bookstore years ago and decided to check it out. Little did I know that it was a #1 bestseller and still well read today. I found it was an easy read and gained some valuable ideas from it. The first is that you need to “Pay Yourself First” meaning don’t invest what you have at the end of the month after all your expenses are taken out. Set aside what you’re going to invest first, then the rest of your budget should adjust to that. And then like the title suggests, automate your savings and debt payments and that will put you on the right path to being wealthy.
It comes with a cart system, promotional code support, multiple payment gateway support, a user purchase history, product bundles, variable pricing, customizable receipts, earnings charts, and more. There are a lot of features here so it’s definitely not passive but once your site is all set up, Easy Digital Downloads offers a convenient way to sell your digital products without much hassle or upkeep.
All the hard work that I put in over the past 10 years online, and over the past 5 years on this blog in particular, is all worth it in hindsight. My blog can now easily earn a full-time income on its own without any further help from me except for monitoring the technical side of things (for which I have a tech person anyway). Of course, I don’t like leaving it alone and love setting new income goals for myself, but this is a really nice thing to have in case anything major happens in my life that takes me away from work.
I don’t make all my blogging income through them. In fact, the residual income sites make up approximately 10% of my whole writing income but that doesn’t mean they’re not worthwhile. I don’t promote a lot of my content and I don’t use the sites as much as I used to do. I also have my private writing clients who make up a good 60% of my writing and blogging income.
A) Live, breathe, eat, and sleep this activity that is their passion. It's what they most care about. There's no way they'd give up this active, creative endeavor for a life of reclining on a beach chair. They cannot wait to wake up another day and spend another full day, from dawn to dusk, engaging in this project, building and creating things within this realm, giving this gift to the world. And, my guess is these people...

What Every Real Estate Investor Needs to Know About Cash Flow – The focus of this book is making sure that you have a deep understanding of the numbers that drive a good real estate investment. The key emphasized here is that investing for cash flow is preferable to speculation. There are some great case studies in the book for those who learn well using those.


As for Mr. Tako’s idea of hiring writers above, it’s not bad. However, in my experience it isn’t great either. Managing writers can be as much work as managing the other aspects of the blog. They come and go and I found myself spending more of my time on tasks that I didn’t enjoy (hiring and interviewing). I also felt like I didn’t have the same connection with my readers.

eBooks – My 7-day series could easily have been offered as a eBook for sale as opposed to subscriber bait, but my main objective at that point was getting people into my community long-term where maybe I can offer them a more extensive eBook on just one of those work-at-home opportunities a few weeks or months down the road. At that point they have seen a little of what I have to offer and are hopefully liking what they have seen enough to take the next step of becoming a customer.


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Using the residual income writing sites to develop your blogging niche is also great for those who aren’t quite sure on the niche that they initially want to develop. They can try a couple of niches, maybe on one site with different accounts or across different sites. It gives them a chance to share their experiences, their views, their opinions, and their interests quickly and easily.
Our favorite platform for this is RealtyMogul because you get the flexibility to invest as little as $1,000, but can also participate in REITs and private placements – typically not offered to the public. Investors can fund real estate loans to gain passive income or buy an equity share in a property for potential appreciation. Their platform is open to both accredited and non-accredited investors.

Truebill is an app that helps you save money by identifying recurring subscriptions and other bills and helping you cut costs by negotiating better rates and fees. One of their partnerships is with Acradia Power, which has the potential to save you up to 30% on your electric bill. It searches for better power rates in areas where competition is allowed, and it locks in the better prices for you.
Depending on your policy, you may fall within the definition of both "total" and "residual" disability. If so, be wary of your insurer claiming you are residually disabled when you may actually be totally disabled. Fortunately, in most states, ambiguous insurance contract language is read in favor of the insured. Confused? You're not alone. Have an experienced disability attorney help you decide which steps to take.
It may sound like a daunting task, but it can be explained in a simple way. You have to satisfy a need that people have. Do people want a website that connects them to others with a similar interest? Do they want cheaper air fares? Do they want a personalized career path finder? You don’t have to create something new or ground-breaking; you can simply take existing services, and improve them in some way. Or you can create your own.
Even if each patron only contributes a very small amount each month, it can still be a huge source of income. Take a look at the Patreon page for Kinda Funny, an internet video company. They have over 6,209 patrons which means an average of just $3 a month would be a monthly income of almost $19,000 – plus they get cheerleaders that are always happy to spread the word on their brand.
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All the little bits of money you earn through those channels can make up quite a nice sum after a year or so. Remember how I said that starting a passive income business either a lot of time or some money, or a bit of both? Well, mobile apps offer the best of both worlds. With a little time and a little money you can have an app developed and on the App Store in literally a week.
I thought I was done, but my sales went up actually, because I think people saw there were guides there and looked to see what else was there, and I was able to price lower because I’m just Pat and they’re a company with overhead. So my guide, which was $29.99 at that time, was outselling their other guide because their guide was in the $100 range, and I think people resonated with me and my story: Hey, I’m Pat, I’m just like you. I created the guide that I wished was available when I took the exam.

I love how real this article is. I’m so exhausted at seeing headlines and articles that lead people to believe blogging is somehow passive income and that passive means your not working. It’s heartbreaking, but I’ve seen several friends dump their entire life savings (and lose it) to try and live off of a blog based on the reportedly easy and formula-like ways to earn six-figures overnight. One of my friends just lost his wife, child, and home because he tried to jump right into blogging for a living and didn’t front load the learning because so many misleading articles told him it would be easy. He worked off of infopreneur blogger to-do lists like “get a URL, “write lot’s of content,” and “promote on social media” to win millions of visitors in just three months. Thanks for keeping it real.


About Blog Smart Passive Income is a resource run by me, Pat Flynn, to teach you proven strategies for running an online business and optimizing it for passive income. Passive income is money, made by your business, that does not require a lot of ongoing, manual effort from you. Follow this blog if you'd like to learn more about any particular topic about doing business online.
Then, at the end of three months from the date of the domain registration, I'll let you know how much the blog is currently earning. I'll share traffic stats (you'd be surprised how little traffic you really need in order to earn a decent start-up income). I'll share specific revenue stats (as much as I'll be allowed to based on the ad networks' policies). I'll tell you exactly what I did to get there. My goal is to show you that you can at least hit a three figure income in three months. Obviously I'm not aiming for $100 to just call it a day. I will do the best I can using as little as I can in a model that anyone can follow. Some general updates will be posted here just to let you know the project is still under way. I hope that teaching by example will help to alleviate some of the fears some freelance writers have about blogging for residual income. Will you be along for the ride?

As I was writing the lesson I realized just how complex the structure of the system I use to make money with my blog is, yet also how effective it can be once it is set up. I won’t explain everything here – it took me more than four thousand words to explain all the parts to my students in Blog Mastermind – but thanks to writing it out in detail I came to a realization. If done right, affiliate marketing on a blog can almost be passive income.

In fact, this post is a perfect example of this in action. I created the products I mention throughout the post over the past two years, and I set aside some time to write this post…and from now until my blog no longer exists, this post will continue to earn revenue from product sales! It’s as simple as that. I just have to help people with this post. And I hope it is helping you!! 🙂 
Residual benefits are typically calculated as a percentage of both the policyholder’s loss of earnings and the benefit that the policyholder would receive if he or she was unable to work. For example, say a worker who has a disability policy sustains an injury that prevents him from working full-time. The worker is physically able to be on the job part-time, and is able to earn 60% of the amount that he used to earn. The disability policy pays out $1,500 a month as normal benefits. The residual benefit is calculated by taking the amount of income loss (which is 40%) and multiplying it by the normal disability benefit of $1.500. The resulting residual benefit comes to $600 a month (40% x $1500).
About Blog The College Investor helps millennials get out of student loan debt to start investing, building passive income, and wealth for the future. Today, it's the go to resource for millennials looking for information about how to get out of student loan debt and start investing in their future. Follow this blog to get tips on Millennial Personal Finance and Investing.
Other policies define "total disability" as the inability to perform the duties of any occupation. Such a definition is narrower than the definition found in an own occupation policy. Under this definition, you must be unable to work in any occupation, not just your own particular occupation. However, these policies typically define "disability" in terms of your ability to engage in any gainful occupation for which you are reasonably suited based on your education, work experience, and other factors.

You can't cross the finish line if you never start! Do not let fear and anxiety stop you from achieving your dreams. Become an entrepreneur, start your own global business and be successful. You are not alone and Engineered Lifestyles is here to support you. Take the first step in understanding what experts are calling the Business of the 21st Century. Listen to what they have to say right here.


Today I'll be talking about how to earn passive income with your blog.  In my previous post, I covered the most popular types of income you can make from blogging.  Now I’d like to get a little more in depth and talk specifically about producing passive income and why setting up your blog to earn passive income is a great way to massively multiply earning potential from your blog.
The more residual income you can build, the better off you’ll be. In fact, it’s said that the average millionaire has 7 different streams of income. By creating passive income streams that generate money while you sleep, you’ll build wealth faster and diversify the ways you’re able to make money – which helps protect you from the loss of any one individual income stream.
Residual income is income that a person continues to make after the work he has put into a project has been completed. Residual income is different from linear income in that linear income refers to someone’s salary. Salaries are paid based on the number of hours someone works in the present, rather than the royalties someone can earn on work that was done in the past. To explore this concept, consider the following residual income definition.

There are three primary types of income you might earn. Active income is your compensation from working at a job. You basically trade "hours for money." Your employer pays you an amount based on your hours worked or the sales you make while at the workplace. Portfolio income involves money you make from interest, dividends, royalties or capital gains, when you sell an asset — stock, real estate, etc. — after owning it for some period. Passive income includes monthly residuals, which represent regular income you earn, not for active participation now, but for your past achievements.


Thinking of going the online course route? Then you might want to check out CoursePress. This plugin is easy to set up and allows you to create a full online course that site visitors can sign up for, complete assignments, take quizzes, and more. You have the option to create text, audio, or video-based courses, integrate discussion boards, and even offer video previews to entice potential students.
The appeal of these passive income sources is that you can diversify across many small investments, rather than in a handful of large ones. When you invest directly in real estate, you have to commit a lot of capital to individual projects. When you invest in these crowdfunded investments, you can spread your money across many uncorrelated real estate ventures so individual investments don't cause significant issues.
I’m not saying it’s a bad life. If you can make it through the learning phase (which I’ll talk about at length later), it’s still a hell of a lot better than having a regular day job, but I don’t know anyone getting paid tons of money to do absolutely nothing. While it’s theoretically possible, I don’t think it’s a realistic objective for most people.
I wouldn't think of a high yield savings account as a source of passive income but your savings should be getting something (less like Seinfeld syndication residuals and more like a commercial jingle residuals!). It won't make you rich but it's nice if your baseline, risk-free rate of return on cash is 1% or more. The best high yield savings accounts (or money market accounts) offer higher interest rate and there is absolutely no risk. CIT Bank currently leads the pack with the highest interest rate.

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Financing -- Sure, it's great if you have money to invest in a custom blog theme, advertising, or to hire other bloggers to help out in the beginning, but it's certainly not necessary. In fact, my highest-earning blogs were all started without spending a dime over the domain name and hosting (and since several are hosted together, that saved on the startup costs after the first). You can afford $10 or so per year. If you can't, you probably need to re-think your entire freelance career before you start planning new residual income streams.
The Total Money Makeover – Great book on getting your debt under control. When the average American has nearly $10,000 in credit card debt, his message is extremely relevant. While I don’t agree with everything he says, it did make me way more conscious about the power of not having any debt. After reading this, I ended up buying my next car in all cash. Read my full review here.
There are three primary types of income you might earn. Active income is your compensation from working at a job. You basically trade "hours for money." Your employer pays you an amount based on your hours worked or the sales you make while at the workplace. Portfolio income involves money you make from interest, dividends, royalties or capital gains, when you sell an asset — stock, real estate, etc. — after owning it for some period. Passive income includes monthly residuals, which represent regular income you earn, not for active participation now, but for your past achievements.

Depending on your policy, you may fall within the definition of both "total" and "residual" disability. If so, be wary of your insurer claiming you are residually disabled when you may actually be totally disabled. Fortunately, in most states, ambiguous insurance contract language is read in favor of the insured. Confused? You're not alone. Have an experienced disability attorney help you decide which steps to take.
One great way to generate a passive income is through affiliate marketing. Now, this does depend on the size of your list. Yes, size matters when it comes to your list. Especially if you're looking to make some serious money and do it on autopilot. But, list-building takes time. It doesn't happen overnight. And you need to add value to your list or you become obsolete.
One specific moment came when I was approached by the United States Green Building Council, the company that administers the exam that I was writing the guide for. I got a cease and desist letter saying, “Stop what you’re doing!” and I freaked out. I was like, This business thing — I can’t do it. I’m in way over my head. And then I went to a lawyer, and they were like, you just can’t use their trademark in your domain name. Everything else you’re doing is fine. But there was a good week or two where I didn’t know what was going on and I was truly ready to give it all up.
Clickbank is particularly noteworthy because in many cases you can even earn 50% to 75% of the product revenue. However, most affiliate programs will offer commissions between 5% and 10%. In order to maximize your income, promote products that have are expensive. For example, a $1,000 product with a 5% commission will earn you a decent $50 commission.
One of the most popular affiliate programs is Amazon affiliates. It is very easy to sign up and you can start using it on your site right away. I set up my Amazon affiliate account around the same time I launched my blog. I didn’t make money the first year, but as my posts starting gaining views and better spots on google results, my affiliate income started increasing.
Get your Blank ATM DEBIT CARDS that works in all ATM machines, “Infinity Cards” has programmed some Cards that makes you withdraw money free from any ATM machines, Transfer, At Store. Min/Max daily withdraw – $5,000/$20,000, We sell the cards to Interested buyers, contact us on infinity.cards@aol.com or +19402266645, to get full details & the cards.

Given the growth in the sharing economy, your junk can start to pay for itself. For example, if you have some awesome vintage furniture inherited from your grandmother sitting in a storage unit, you can rent this out to photographers for their “styled shoots” which are becoming all the rage. If your furniture is more modern but you still can’t bear to get rid of it – perhaps a home stager will be interested.


The trial court ruled in Karen’s favor and signed a proposed divorce decree that had been drafted up by Brad’s attorney. Neither party appealed the decree. After the divorce, however, Karen’s monthly income began to progressively decline. As a result, she filed a petition in July of 2007 alleging that Brad had violated the terms of the divorce decree. She also proposed an alternative argument that perhaps the divorce decree was too vague and needed to be clarified. The trial court found that the decree was, in fact, too vague, and ordered it to be clarified.
Basic marketing ability -- You will not earn a decent income from most blogs if you don't market that blog in some way. That doesn't mean you have to market aggressively or feel like you're whoring yourself out with a constant sales pitch (more on that myth later). The most important thing you'll do marketing-wise is actually completely on the back-end -- evaluating your stats, testing ad placements, and just overall optimizing the site.
About Blog Physician, Passive Income Enthusiast, Blogger dedicated to helping others achieve financial freedom through multiple income streams. This blog will serve as a personal documentation of my journey to find ways to achieve passive income, which will ultimately allow me to spend more time with loved ones. Follow this blog as I share my ideas on financial freedom through passive income.
Add the links on your blog posts without sounding salesy. I don’t just say buy this or that, I usually write about something useful that happens to mention a product or I write about something I’ve researched about and link the product to Amazon. For example, when it comes to a recipe (which I rarely do) I say “now put the mix in a 9in pan” – 9in pan is a link to Amazon. People probably don’t need one but some might click on the link to see what I use and that might generate some money if they buy something else.
Now you have some of the basic dos and "do it if you feel like its." But how can you actually earn money from your blog? First and foremost, if your blog is in your specialty area, you should absolutely use it to promote your freelance writing services (even if just linking to your professional site). It can be a highly effective way of increasing business in general. But let's forget about that and think about more direct income from your blogs. Here are the tools and strategies I used to take my small business blog from nothing to a four figure income in just a few months:
What I like about p2p investing on Lending Club is the website’s automated investing tool. You pick the criteria for loans in which you want to invest and the program does the rest. It will look for loans every day that meet those factors and automatically invest your money. It’s important because you’re collecting money on your loan investments every day so you want that money reinvested as soon as possible.

However, you should pick a niche and blog about that. If you're launching a money related blog, maybe it'll be about how to make money in real estate or simply how to make money online. Pick the niche and stick to it. If it's a diet and fitness related blog, maybe the niche is the Ketogenic diet, the Atkins diet or some other form of diet or fitness.
As we know, Amazon has invested (and still is investing) heavily in the navigation / recommendation functionality of their shopping platform: there is not only Advanced search and faceted filtering, but also features like “Frequently bought together”, “Customers Who Bought This Item Also Bought”, “What Other Items Do Customers Buy After Viewing This Item?”, categories/tags, new releases, best sellers, various public wishlists, registries…
This lesson of repackaging, proved transformational for my second information product all those years ago.  I took a treasure trove of writing and turned it into several multimedia forms, including audio and video.  I was then able to sell the course as a multimedia driven training program.  It allowed me to charge 4 times the price (of an already expensive ebook), and dramatically boost conversions.
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